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Profitable mortgage lending without the overhead

Pylon provides programmatic infrastructure that turns mortgage origination into a software-powered business: efficient, scalable, and profitable from the first loan

Hero bank lender section
6957
7
7164
4
%
lower cost to originate
Zero
rep & warrant risk*
Variable
cost structure

Why forward-thinking lenders are switching to Pylon

GearFine
Programmatic accuracy & efficiency

Automate the full mortgage lifecycle and deliver instant, software-powered decisions

ShieldPlus
Full compliance coverage

Assure compliance and full rep & warrant relief on every loan with end-to-end automation

UserCircleCheck
Fully branded
borrower experience

Own every step of the borrower journey with customizable UI and API-based control

Targetaboutnew
Profitability & elimination of fixed costs

Replace fixed ops costs with a scalable variable model that grows margin in any market

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Programmatic mortgage origination: a new model for bank lenders

Autonomous mortgages: replace your ops team with software

Automate the mortgage lifecycle, reduce fixed costs, and unlock profitable growth with a platform purpose-built for bank lenders

Automated, software-powered origination
Rep & warrant coverage on every file
Modern LO tools that boost productivity
Scalable, variable-cost infrastructure
Branded, seamless borrower experiences
Motherboard

Elevate your borrower offering

Break free from rigid POS borrower flows. Launch fast with prebuilt Elements or fully customize on Pylon’s APIs, with bare metal rates from our institutional takeout investor network.

bank lender customize borrower experiences
bank lender Bare metal institutional rates
bank lender custom products
Your underwriting guidelines, automated

Pylon encodes your credit policies and applies them to every file. Enforce compliance, eliminate manual review, and scale confidently.

non del reps and warrants
Compliance and rep and warrant protection

Pylon underwrites and monitors every file and takes on rep & warrant exposure tied to loan manufacturing and system risk.

Empower LOs to win, not chase paperwork

With Command Center and always-on automation, your LOs spend less time chasing documents and more time building relationships that win deals.

Autonomous loan structuring across every file

Traditional loan structuring relies on guesswork. Pylon instantly evaluates every possible loan scenario, helping LOs close faster and deliver better outcomes.

Your current stack is failing you

Legacy tools and human-heavy workflows slow down your team, inflate fixed costs, drag down profitability, and expose your business to operational and reputational risk.

bank lender current stack

Pylon vs. full-stack bank lending

Unlock profitable mortgage lending with a software-native platform that replaces fixed costs with variable, reduces risk, and elevates your brand.

Your Current Origination Stack
Mortgage Infrastructure
Capital, mortgage software, etc.
Single, integrated platform
Fragmented providers & integrations
Loan Origination
Automated end-to-end
Manual across tools & teams
Origination Cost per Loan
Low
Automation replaces manual work
High
People and legacy tech
Market Risk
Covered
All execution managed by Pylon
Internalized
Subject to in-house expertise
Operating Cost Model
Variable, lean, scalable
Fixed, headcount-heavy
Processing & Underwriting
Software-driven, real-time
Manual, human-intensive
Rep & Warrant Risk
Covered
Pylon reps & warrants every loan
High
You hold the liability
Staffing Model
Sales & marketing
Software-powered mortgage operations
Large staff
Setup, processing, underwriting, compliance, etc.
Loan Officer Productivity
High
Focused on customer conversion
Low
Bogged down with admin
Borrower Experience
Branded, self-serve, fast
Generic portals, slow & clunky
Intelligent Loan Structure Optimization
Immediate Pre-approval
Sometimes
Credit Decision Timing
Instant
Product coverage expanding
30+ days

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Go live in days, or build custom

Pylon works out of the box or can be tailored to your workflow. Launch without an engineer or integrate deeply via API.

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user focus
Branded borrower experience
SunHorizon
No-code setup
Speedometer
Start originating in days

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CodeBlock
Design your own borrower experience
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Modular, API-first infrastructure
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Forward-deployed Pylon engineer
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